Privacy Policy

 

This privacy policy ("Policy") describes the information that Mentor BNB Inc. and its affiliates (collectively, "We", "us" or "our") collects through its websites and any affiliated mobile applications or communication platforms related to the website, or in connection with any goods or services rendered through or related to any of the foregoing (collectively, the "Website") and how we use and protect it and the choices you can make about your information. Throughout this Policy, “information” includes personal information we may collect about you.

 

PLEASE READ THIS POLICY CAREFULLY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS POLICY, DO NOT USE OR VISIT THE WEBSITE. BY USING OR VISITING THE SITE, YOU AGREE TO THE TERMS OF THIS POLICY. CONTACT INFORMATION: Please contact us with any inquiry as follows: Attention: Email: Support@bnbphd.com 

 

INFORMATION WE COLLECT

We may collect the following types of information in the manner described below.

1. We collect information from and about you when you visit or use the Website. The following are examples of ways in which you can visit or use the Website, without limitation:

• To provide contact information (for example, full name, postal address, email address and a telephone number and related preferences), information for transactions with us and/or a third party through the Website, information provided in connection with products and services, payment information (for example, credit history, credit card information or financial account information for another type of payment), demographic information (for example, age or date of birth, gender or zip code);

• Information when you contact or otherwise interact with us or a third party (for example, your search queries on the Website or reporting an issue with the Website);

• Information when you engage in the goods and services rendered from the Website (for example, information regarding your business opportunities in connection with tutorials or lesson plans related to “BNB PhD” or “Canadian Credit” programs).

2. We can receive information from or about you through any other individuals or third parties, including third party service providers and/or third-party social networking services, which information can be used as described in this Policy.

3. We can automatically collect other information about you, including, without limitation: Operating system; Browser type; Your Internet Protocol (IP) address; Domain name of your Internet service provider; Your geographic location; The website you visited before browsing to the Website; The Website pages that you visit and the time of your visits; and Aggregate data that cannot be used to specifically identify you when you use or visit the Website. 

4. We can collect information about you from publicly accessible sources.

5. We can combine any of the information we collect from or about you and use it in the manner described in this Policy.

 

YOUR CONSENT TO COLLECT YOUR INFORMATION

It is important to us that we collect, use or disclose your personal information where we have your consent to do so. Depending on the sensitivity of the personal information, your consent may be implied, deemed (using an opt-out mechanism) or express. Express consent can be given orally, electronically or in writing. Implied consent is consent that can reasonably be inferred from your action or inaction. For example, when you enter into an agreement with us, we will assume your consent to the collection, use and disclosure of your personal information for purposes related to the performance of that agreement and for any other purposes identified to you at the relevant time.

 

Typically, we will seek your consent at the time that we collect your personal information. In certain circumstances, your consent may be obtained after collection but prior to our use or disclosure of your personal information. If we plan to use or disclose your personal information for a purpose not previously identified (either in this Policy or separately), we will endeavor to advise you of that purpose before such use or disclosure.

 

As we have described above, we may collect, use or disclose your personal information without your knowledge or consent where we are permitted or required to do so by applicable law or regulatory requirements. 

 

HOW WE CAN USE YOUR INFORMATION

We can use the information that we collect for the following purposes, including: 

• The purposes for which you provided it (for example, engaging in a transaction with us or a third party); 

• To provide or to facilitate providing you with products and services; 

• To provide the Website to you, including any notifications or updates relating to the Website; 

• To respond to your inquiries and comments (for example, regarding support or other requests); 

• To send you information about your relationship or transactions with us; 

• To notify you about changes to the Website, our policies, terms or any products or services we offer or provide though it;

• To improve the Website or to develop new products and services; 

• To identify you as a user of the Website; 

• To contact you with information, including marketing information, that we believe will be of interest to you, either by us or a third party; 

• To customize our marketing; 

• For testing, research, analysis and product and service development that we or a third party can perform regarding the Website (for example, user base and Website usage); 

• To create anonymous data or de-identified data, which we or a third party can do and which we or a third party can use for any purpose; 

• To aggregate data, which we or a third party can compile, and which we or a third party can do and can use for any purpose; 

• To analyze how you use the Website and to analyze the Website, which we or a third party can do; 

• To allow us to personalize and enhance your experience using the Website; 

• To call you via telephone and send you electronic communications (for example, emails);

• To allow you to participate in interactive features on our Website;

• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us;

• To investigate, and deter against fraudulent, unauthorized, or illegal activity and otherwise protect our users and our business; 

• To administer and troubleshoot the Website; 

• In any other way we can describe when you provide the information; and

• As otherwise stated in this Policy.

Why Do We Collect Personal Information? 

Mentor BNB collects personal information to enable us to manage, maintain, and develop our operations, including for example:

• to establish, maintain and manage our relationship with you so that we may provide you with, or receive from you, the products and services that have been requested;

• to be able to review the products and services that we provide to you so that we may: (i) understand your requirements for our products and services; and (ii) work to improve our products and services; 

• to be able to review the products and services that we obtain from you so that we may work with you and so that you may understand our requirements for such products and services;

• to create Aggregated Information (as defined below) for the purposes of: (i) meeting our clients’ requests; and/or (ii) developing new or improving existing products and services;

• to be able to comply with your requests;

• to protect Mentor BNB against error, fraud, theft, and damage to our goods and property;

• to enable us to comply with applicable laws or regulatory process; and 

• any other reasonable purpose to which you consent.

We may share Aggregated Information with third parties for the purposes of managing, maintaining, and developing our operations. For the purpose of this Privacy Policy, "Aggregated Information" arises from the compilation, combination and/or analysis of information from multiple sources on an aggregated basis (so as to prevent identification of personal information relating to any one individual) in order to identify or create, for example, trends, benchmarks, reports, summary metrics, predictive algorithms, products and/or services.

 

HOW WE CAN DISCLOSE YOUR INFORMATION 

We can disclose information to third parties in accordance with this Policy. A user can choose not to share certain information. Please see Your Choices Regarding Your Information below. 

1. Third Parties and Service Providers. We can use third parties or service providers to perform functions in connection with the Website (for example, providing products or services, marketing, data analysis, enhancing the information collected from or about you, etc.). We can use third parties or service providers to perform any of the actions or activities allowed under this Policy. We can share information about you that they need to perform their functions and in accordance with our agreements with them.

2. Subsidiaries and Affiliates. We can also share your information with any subsidiary or affiliate of ours for purposes consistent with this Policy. Any subsidiary or affiliate of ours will be required to maintain that information in accordance with this Policy.

3. Business Changes. If we become involved in a merger, acquisition, sale of assets, divestiture, joint venture, securities offering, financing, bankruptcy, reorganization, liquidation, dissolution, or other transaction or if the ownership of all or substantially all of our business otherwise changes, we can share or transfer your information to a third party or parties in connection therewith and it can be used subsequently by such third party or parties.

4. Investigations and Law. Regardless of any choices you make regarding your information (as described below) and to the extent permitted by applicable law, we can disclose information about you to third parties to: 

• Comply with law, in response to subpoenas, warrants, or court orders, or in connection with any law or legal process or cooperate with government or law enforcement officials or private parties; 

• Protect our rights, reputation, safety and property or in an emergency, or that of our users or others; 

• To resolve disputes; 

• Protect against legal liability; 

• Establish or exercise our rights to defend against legal claims; or 

• To investigate, prevent or take action regarding suspected illegal activities, suspected fraud, the rights, reputation, safety or property of us, users or others, our policies or agreements or as otherwise required by law. 

5. Website Analysis. We or a third party can analyze how you use the Website and can analyze the Website. 

6. Aggregate, Anonymous and De-Identified Data. We can share aggregate, anonymous or de-identified data relating to visitors to and users of the Website with any third party for any purpose. 

7. At Your Request. We can share your information with any other individual or third party or service provider at your request.

 

8. With Your Consent. We can share your information other than as described in this Policy if we notify you and you consent to the sharing thereof. 

9. For Any Other Purpose Disclosed by Us. For any other purpose we describe to you. 

10. Cookies and Other Technologies; Do Not Track. Please see Cookies and Other Technologies; Do Not Track below.

 

COOKIES AND OTHER TECHNOLOGIES; DO NOT TRACK

We, along with third parties, use cookies, application analytics software and other technologies. These technologies are used for tracking, analytics and personalization and optimization of the Website. 

1. Cookies. Cookies are small text files that are stored on your computer. 

• Persistent cookies remain on the visitor’s or user’s computer after the browser has been closed. 

• Session cookies exist only during a visitor’s or user’s online session and disappear from the visitor’s or user’s computer when they close the browser software. You can instruct your browser to stop accepting cookies. But if you do not accept cookies, you may not be able to use all portions or all functionality of the Website. 

2. Web Beacons. Web beacons or tags (small images embedded into websites or emails that send information about your computer when you visit the Website or open an email, we send to you) can be used either by us or a third party.

3. Flash Cookies or Local Shared Objects. We can use flash cookies or Local Shared Objects.

4. Third parties can collect personally identifiable information about an individual user's online activities over time and across different Internet services when a user uses the Website. 

5. Below are links to resources for regarding online tracking:

For Google Analytics, please see https://policies.google.com/privacy, https://policies.google.com/technologies/partner-sites, https://www.google.com/analytics/terms/ and https://tools.google.com/dlpage/gaoptout.

6. Do Not Track. At this time, we do not respond to “Do Not Track” signals sent from Web browsers or other mechanisms that provide users the ability to exercise choice regarding the collection of personally identifiable information about a user’s online activities over time and across third party Internet services. 

 

SECURITY

Mentor BNB endeavours to maintain physical, technical and procedural safeguards that are appropriate to the sensitivity of the personal information in question. These safeguards are designed to prevent your personal information from loss and unauthorized access, collection, use, disclosure, copying, modification, disposal or destruction. While we take reasonable administrative, technical and physical measures to protect the information you submit via the Website help protect the information you submit via the Website from accidental or unlawful destruction, loss or alteration and from unauthorized access, use, or disclosure, we cannot guarantee its absolute security. No Internet or electronic communication transmission is ever fully secure or error free. Internet or electronic communications, including those sent through the Website, may not be secure. Unfortunately, we cannot guarantee complete security: for example, (i) unauthorized access use, or disclosure, (ii) hardware or software failure, and (iii) other events may compromise the security of your personal information at any time. You should use caution whenever submitting information through the Website and take special care in deciding which information you provide us with.  

 

LINKS TO OTHER WEBSITES 

This Policy applies only to the Website. The Website may contain links to other websites to which this Policy does not apply. The links from the Website do not imply that we endorse or have reviewed these websites. The policies and procedures we describe here do not apply to these websites. We neither can control nor are responsible for the privacy practices or content of these websites. We suggest reviewing the privacy policies of these websites.

 

ACCESS TO YOUR PERSONAL INFORMATION

You can ask to see your personal information. If you want to review, verify or correct your personal information, please contact us at [Support@bnbphd.com]. Please note that any such communication must be in writing.

When requesting access to your personal information, please note that we may request specific information from you to enable us to confirm your identity and right to access, as well as to search for and provide you with the personal information that we hold about you. We may charge you a fee to access your personal information; however, we will advise you of any fee in advance. If you require assistance in preparing your request, please contact our Privacy Officer. 

Your right to access the personal information that we hold about you is not absolute. There are instances where applicable law or regulatory requirements allow or require us to refuse to provide some or all of the personal information that we hold about you. In addition, the personal information may have been destroyed, erased or made anonymous in accordance with our record retention obligations and practices. In the event that we cannot provide you with access to your personal information, we will endeavour to inform you of the reasons why, subject to any legal or regulatory restrictions. 

 

YOUR CHOICES REGARDING YOUR INFORMATION

You have choices regarding the use of information on the Website. 

1. Changing Your Information. You can make changes to your information, including accessing your information, correcting or updating your information by contacting us at Support@bnbphd.com. 

2. Email Communications. You can make changes regarding receiving email communications from us by contacting us at Support@bnbphd.com. 

3. Cookies and Other Technologies; Do Not Track. Please see Cookies and Other Technologies; Do Not Track above. 

4. Retention. We will retain your information for as long as you use the Website and in accordance with the terms of this Policy.

 

CHILDREN 

We do not knowingly collect personal information from individuals under age 18. If you are under the age of 18, please do not access, use, or submit any personal information through the Website. If you have reason to believe that we may have accidentally received personal information from an individual under age 18, please contact us immediately at.

 

REVISIONS TO THIS PRIVACY POLICY

Mentor BNB from time to time, may make changes to this Policy to reflect changes in its legal or regulatory obligations or in the manner in which we deal with your personal information. We will post any revised version of this Policy on the Website, and we encourage you to refer back to it on a regular basis.  

This Policy was last updated on Support@bnbphd.com. 

 

Interpretation of this Privacy Policy

Any interpretation associated with this Policy will be made by our Privacy Officer. This Policy includes examples but is not intended to be restricted in its application to such examples; therefore, where the word "including" is used, it shall mean "including without limitation".

This Policy does not create or confer upon any individual any rights, or impose upon Mentor BNB any rights or obligations outside of, or in addition to, any rights or obligations imposed by Canada or the United States' applicable federal, provincial and/or state privacy laws, as applicable. Should there be, in a specific case, any inconsistency between this Policy and the applicable laws, this Policy shall be interpreted, in respect of that case, to give effect to, and comply with, such applicable privacy laws.